expensr

Molly says:
One of my favorite online penny-pinching tools is http://www.expensr.com/. It's a free online budget tracker that helps you answer the question, "Where did all my money go?" Sure you can scribble everything on a legal pad but I just love online tracking tools. It makes everything seem so much more official. There's lots of other sites just like it and I didn't take the time to check all of them out, but I found this one early in my search and decided to stick to it.
Expensr has spots to enter paychecks, bills, groceries, clothing, entertainment, and any other category you can come up with. Once you get some entries in, the site generates cool pie charts showing exactly where your money's going. I love a pie chart.
Supposedly, the site can link into your online bank account and import your deposits and expenses automatically, but I don't know about that ... it makes me a little antsy to think about giving that sort of access to a website so I do it all by hand each morning, accounting for the previous day.
The site says, "Your odds of becoming a millionaire are similar to your odds of filing for bankruptcy." See how much of your money goes to food or gas. Then compare your spending with similar people. For instance, see if you spend more or less on groceries than other people in your age group.
Create budgets to stay on track and use our forecasting tools to avoid any financial surprises.
It's all free, easy-to-use, and takes only a couple of minutes each day.